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Christian Business Owners Still Get Paid
As a Christian business owner, are people constantly expecting you to give away your services for free? Are people whining about why they can’t pay and expecting you to give them a break? If you send a late payment reminder, do they call you a passive aggressive Christian hypocrite? It can be difficult to balance wanting to help people and not giving your services for free. As an entrepreneur, remember that you are in business to make a profit. You must protect your personal and business credit scores.
Most entrepreneurs, service providers, and professionals have business expenses, as well as living expenses such as mortgages, utility bills, and possibly student loans. Creditors want to get paid. If you don’t pay on time, the lender will charge you a late fee. They may report you to the credit bureaus, which can negatively affect your credit score. So how do you balance helping others with being a Christian entrepreneur? My tips below will help you be a business owner while maintaining your Christian values.
1. Agreement – Use very detailed contracts. Don’t rely on handshakes or verbal agreements. Put the contract or terms of service in writing. Be very specific about the due date, amount owed, late fees, etc. This includes barter contracts. Don’t be afraid or afraid of not holding the other party accountable for fulfilling their contractual obligations.
2. Invoicing Procedure – Establish and follow procedures. If you don’t want to handle this task, delegate it to a Virtual Assistant or an accountant. This includes sending late payment reminders. I recommend that you work with a collection agent so that the agency can go after the late payer when necessary. Using a collection agent will save you headaches and heartache. Plus, you know they’re following the law and won’t get in trouble for accidentally breaking debt collection laws or rules.
3. Choose your words carefully -When someone asks me if I can help, I say “yes, you can help me” and I say “yes, I can” and I know they expect the service for free. I had to learn to answer that this is a business service I provide. Also, when someone asked if they could skip a payment during the holidays, I found a script ready to account for late payments. Again, this task of interacting with individuals is best left to the concierge or Customer Service Manager. Listen carefully to what the person asking for your service says. I also don’t recommend giving away free strategy sessions. If you charge a small fee for introductions and late meeting fees, you’ll kick the tires, get usurped, and get rid of usurpers. Beware of people who attack you on social media via Messenger, pretending to be friends, and immediately asking for free advice and services.
4. Find out how much to give or get a discount – Set clear boundaries. I don’t mind helping people. But helping the same people over and over again gets old. You need to know your destination. Observe a person on social networks. Don’t be mad if they’re having fun while you’re sitting at home eating ramen noodles. Use it as a lesson. You let the person skip the payment and have fun. That person does not respect or value you or your services. I recommend that you know how many grants you can give each year, and that once you’ve used up that amount, you won’t be able to help anyone else for free. Also, find out what discounts you can give your friends and family.
5. Know your worth – Don’t forget that you provide a valuable service. Just because someone else doesn’t see the value doesn’t mean you don’t. Don’t bother thieves and kidnappers. Find out who aren’t your ideal customers, find out where they’re hiding, and then find a new fishing pond.
People trying to steal your product, intellectual property, or service will always say something negative when you ask them to pay. In our digital age, they will have the audacity to post nasty comments on social media that blast you and your Christian values. They will also “unfriend” you. Do not open the door that God has closed. Counting his blessings without companionship, the man saw his true self.
Don’t feel guilty or embarrassed about giving away your products or services for free. The funny thing is, these people don’t work for free and don’t give away their products or services for free, so they can’t expect you to do the same. Not everyone will love you. Rejection is God’s protection.
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